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Currency Converter

Convert between world currencies using daily reference rates, check the inverse rate, and add a percentage or flat fee to see what a bank or card might really charge.

Converted result

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Loading exchange rates...

Exchange rate
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Inverse rate
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Total with fees
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Last updated
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Loading exchange rates...

Popular pairs

Rates for popular pairs

Rates appear here once they load.

Exchange rates are downloaded from the free Frankfurter API when the page opens. Your amounts and conversions are worked out in your browser and are never sent anywhere.

To convert currency, type the amount, choose the From and To currencies (or search by code or name, such as PKR or Euro), and the result appears straight away. Use the swap button to reverse the pair and Refresh live rates to download the newest rates. The panel also shows the exchange rate and inverse rate.

How to use the currency converter

  1. Enter the amount. Type it in the Amount box or tap a quick amount such as 100 or 1000.
  2. Choose the currencies. Pick From and To from the lists, or type in Search from currency and Search to currency to filter by code or name. Tap a popular pair like GBP to PKR to set both at once.
  3. Add fees if you want. Enter a Fee / markup (%) and a Flat fee in target currency to estimate the real cost. Leave both at 0 for the plain conversion.
  4. Read or copy the result. The converted amount, the rate and the inverse rate update as you type. Select Copy result to copy a one-line summary.

Where do the exchange rates come from?

The converter loads its rates from the Frankfurter API, a free, open-source service that combines the daily reference rates published by central banks such as the European Central Bank. They are dated daily rates, not second-by-second market prices, so they won't move during the day and usually don't change over a weekend.

The Last updated line shows the date the rates are for, as reported by the API, not the time your browser downloaded them. If the two currencies have rates from different days, it shows the older date. Select Refresh live rates to fetch them again. Currencies the API lists without a usable rate are left out of the From and To lists, so you never get a conversion to 0.

All rates are downloaded against the US dollar, and every other pair is a cross rate: result = amount / rate(from) x rate(to). If 1 USD buys 0.80 GBP and 1.40 AUD (example figures, not today's rates), then 100 GBP = 100 / 0.80 x 1.40 = 175 AUD.

Exchange rate converter vs what your bank charges

A reference rate sits between the buy and sell prices on the market. Banks, card networks and money transfer apps usually give you a worse rate (the spread) and may add a fee on top. That's why your receipt rarely matches a converter exactly.

The two fee boxes let you estimate the gap. The tool works out total = converted amount x (1 + fee% / 100) + flat fee, all in the target currency. A common use is checking a foreign card purchase: set From to the shop's currency and To to your own.

Worked example with an illustrative rate of 1 GBP = 1.30 USD: a 250 GBP bill converts to 325 USD. With a 3% foreign transaction fee, that's 325 x 1.03 = 334.75 USD. Add a 2 USD flat fee and the total is 336.75 USD. Your card statement shows the real figure.

Pounds to dollars, USD to PKR and other common pairs

The page opens on USD to PKR, and the pair buttons cover the conversions people look up most:

  • USD, EUR, GBP, AED and SAR to Pakistani rupees, handy for checking remittances from the US, Europe, the UK and the Gulf.
  • USD to EUR, GBP and JPY.

For pounds to dollars, choose GBP in From and USD in To. The result panel always shows both directions, for example 1 GBP in USD and 1 USD in GBP, so you don't need to swap to read the inverse rate. The six pairs you used most recently appear as buttons and are stored in your browser's local storage, not on our server.

Money transfer services in Pakistan and elsewhere often pay a different rate from the reference rate, so compare their quote with the figure here before you send money.

Is there a currency converter app?

You don't need to install one. This page works in any phone browser, and you can add it to your home screen so it opens like an app. On iPhone, open the page in Safari, tap Share, then Add to Home Screen. On Android, open it in Chrome, tap the three-dot menu, then Add to Home screen.

The converter needs an internet connection to load rates each time it opens. While you're abroad, the tip calculator and unit converter help with bills and local measurements.

Frequently asked questions

How often are the exchange rates updated?

The rates are daily reference rates published by central banks, so they change about once per working day. Select Refresh live rates to make sure you have the latest set.

Is this a real-time currency converter?

No. It uses daily reference rates, not live trading prices. For a payment you're about to make, check the exact rate with your bank or transfer service.

Why is my bank's rate different from this converter?

Banks and card providers add a spread to the reference rate and may charge fees. Enter their fee in Fee / markup (%) to estimate what you'll actually pay.

How do I convert pounds to dollars?

Select GBP as the From currency and USD as the To currency, then type the amount. The result and the rate for 1 GBP in USD update instantly.

Can I convert USD to PKR here?

Yes. USD to PKR is the default pair when the page opens, and there are one-tap buttons for EUR, GBP, AED and SAR to PKR as well.

Does the currency converter work offline?

No. It downloads rates each time the page loads, so you need a connection. If the download fails, the page shows a connection message and you can try Refresh live rates again.

Is the currency converter free?

Yes. There's no sign-up and no limit on conversions. Only the rate download uses the network; your amounts stay in your browser.

Updated 11 October 2026Reviewed by the ToolzyLab teamHow we test our tools